Add a Borrower to a Loan
Step-by-step guide for adding a borrower (and their details) to an existing loan.
This guide walks you through adding a borrower to a loan and filling in their core details.
Loans start from a lead
You don't create a loan from scratch — a loan is created when a lead is converted. So before you can add a borrower, you need an existing loan. If you don't have one yet, convert the lead first, then come back here.
Add the borrower
- Open the loan from your Pipeline (click the loan number).
- Go to the Borrowers section of the loan.
- Click Add Borrower.
- Enter the borrower's identifying details (name, contact information, and any required fields marked on the form).
- Click Save.
The borrower now appears in the loan's borrower list and can be opened to edit their full profile.
Fill in the borrower's details
Open the borrower to complete the URLA (Form 1003) sections. Each is its own sub-area you can add multiple entries to:
| Section | What to enter |
|---|---|
| Employment | Current and prior employers, income, dates. |
| Assets | Bank accounts, investments, and other assets. |
| Liabilities | Debts, monthly payments, and balances. |
| Real Estate Owned (REO) | Properties the borrower currently owns. |
Add as many entries as the borrower has — for example, a second job under Employment or multiple accounts under Assets.
Editing existing data
To change something later, open the loan, go to Borrowers, open the borrower, and edit the relevant section. Your changes are validated when you save — if a required field is missing or a value is invalid, the form tells you what to fix.
Tip
Required fields and validation come from the server, so what you can save here matches what the loan actually needs to progress. If a save is blocked, read the message — it points at the exact field.